Read the attached article from The Globe and Mail. Based on the article, the lectures,
and your own thoughts on the issue, discuss whether increased competition in the micro nance
sector would be bene cial or not. Does the micro nance industry need to be regulated and if
yes, how? Be careful to distinguish symptoms from root causes of nancial market imperfections
and whether a government intervention (policy) would be able to address those imperfections
or may have unintended consequences.
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